Do You Need Cannabis Insurance?

dispensary with green cross outside

Insurance for Colorado Dispensaries Cannabis is big business in Colorado. In 2020, the state’s 572 licensed dispensaries generated $1.2 billion in revenue. About one third of those sales occurred in Denver alone, accounting for nearly 6 percent of the city’s overall fund revenue.  Recreational marijuana sales are heavily taxed and strictly regulated. Dispensary owners are expected to be well versed in current cannabis laws, especially those related to security, public consumption, allowable amounts, and legal age.  Unfortunately, adhering to these strict regulations does not always protect marijuana retailers from legal recourse, especially from their customers. For example, if a customer purchased a product...

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The Dram Shop Law in Colorado

pouring shots of whiskey as an illustration of a dram shop

Third Party Liability in Drunk Driving Accidents Sadly, drunk driving remains one of the leading causes of fatal car accidents in Colorado. Impaired driving was responsible for approximately one third of all traffic fatalities in 2021, and that number continues to increase. It is fairly common knowledge that a person driving under the influence will be held responsible for a crash. He or she will not only be liable for property damage, but also any injuries or death resulting from the accident. Legal repercussions include license suspension, fines, community service, and even jail time.  What is less common knowledge is that a third...

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Understanding Personal Liability Insurance

man with cane has fallen on steps

Most individuals understand that their homeowners insurance covers damages related to the home, personal property, and certain surrounding structures. They may be less aware that they are also covered, to an extent, in cases of personal liability.  What is Personal Liability Insurance? Personal liability insurance protects an individual in the event that someone is injured on his or her property. It also provides coverage when someone living within the home damages another person’s property. Generally speaking, most personal liability claims happen as a result of negligence. If someone slipped on your sidewalk as a result of an un-shoveled snow, for example, you may...

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Who Is At Fault in a Bicycle Accident?

cyclist riding on calm road to avoid accident

Cycling is a favorite pastime in Colorado, where warm sunny days and gorgeous trails provide the perfect backdrop for outdoor fitness. Unfortunately, the more cyclists there are, the more likely an accident is bound to occur. The most common types of cycling accidents involve collisions with motor vehicles. Fortunately, fatalities from bike crashes involving cars are relatively rare. However, serious injuries as a result of these accidents are quite common. In 2019, the Consumer Product Safety Commission reported over 415,000 visits to the Emergency Room as a result of bicycle accident-related injuries.  Is a Cyclist Ever at Fault in an Accident? You may...

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Truck Accidents and Wrongful Death

couple with arms around each other during church funeral service

Truck accidents are often more severe than other motor vehicle accidents. The sheer size of an average semi-truck means that a collision involving a smaller vehicle can have devastating, even fatal consequences. Accidents involving trucks and fatalities frequently result in wrongful death claims by surviving family members. These types of lawsuits can offer a sense of closure and justice on behalf of the deceased.  Who Is Responsible for a Wrongful Death After a Truck Accident? While it may seem like the driver is the obvious culprit in a trucking accident, there may actually be several individuals or entities who should be held...

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