Phantom Vehicle Insurance Claims

Automobiles that are responsible for causing accidents without making physical contact are known as “phantom” vehicles, and they pose a serious threat. Most drivers will, at some point, find themselves in a situation on the road where they are compelled to make a risky maneuver due to the recklessness of another driver. They may have to suddenly swerve to miss hitting another vehicle, slam on the brakes, or veer quickly to the shoulder in an attempt to avoid an accident. Sometimes these maneuvers pay off and a serious accident is averted. Other times, the worst happens: a collision still occurs, and...

21 July

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7 Unusual Colorado Driving Laws You May Not Know

Posted by Heather Kleinman

in Car Accidents Category, Traffic Laws

Certain traffic laws go without saying: stopping at a red light, yielding to pedestrians, wearing your seatbelt. Other laws may not be as well-known, however, and are frequently violated by drivers as a result. As strange as some of these rules may sound, they are still law in the state of Colorado. You can be held liable and even face jail time if you are found disobeying any of these laws, especially if an accident occurs as a result. Here are the top unusual Colorado driving laws that you may not know. Lesser Known Traffic Rules in Colorado 1. You Cannot Buy...

13 July

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Unfair Claims Practices in Colorado

Posted by Heather Kleinman

in Claims, Insurance Claim

The Unfair Claims Practices Act is an important part of Colorado legislation that protects policyholders against deceptive behavior by their insurance company. The act outlines specific tactics that are illegal for insurers to utilize when processing a claim. An insurance denial that occurred while any such action was taking place can indicate a bad faith claim, which is grounds for legal action. What Insurance Processing Tactics Are Illegal? Unfair insurance practices include any deliberate attempt to delay or deny a claim by means of deception, misrepresentation, or poor communication. The following scenarios are red flags and should be reported. Frequent “Clerical Errors” Everyone makes...

08 July

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5 Warning Signs Your Roof Needs Work

Posted by Heather Kleinman

in Insurance Claim, Roof Damage

Storm season is in full swing in Colorado. One of the top reasons insurance companies deny roofing claims is due to lack of routine maintenance, or “wear and tear.” Knowing how to spot when your roof needs repairs or replacing will help you avoid an unexpected denial on your hail damage claim. This is our list of 5 warning signs that your roof needs some work. Top Signs a Roof Is In Need of Repairs 1. The Roof is Old If your roof has exceeded its natural lifespan, it is time to replace it. If you do not know the exact age of...