Dog Bite Injuries in Colorado

brown and black dog snarling and trying to bite

In most cases, we don’t deserve dogs. Their loyalty, friendship, and service are something mankind has cherished for centuries. In the US, we love dogs so much that 48 million households have at least one canine companion. Unfortunately, with that many dogs, the incidence of dog bites is also on the rise. The CDC reports about 4.5 million dog bites every year, with over 800,000 bites needing medical care. It is important to know your rights and what steps to take should you or a loved one experience a dog bite.  Colorado Dog Bite Law In Colorado, Revised Statutes §13-21-124 state that...

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Single Car Accident Insurance Claims

woman on phone after single car accident

The majority of car accidents involve at least two vehicles. However, there are times when only one car may be involved. These accidents, also called “single-car” accidents, occur for a variety of reasons and can be very difficult to prove on an insurance claim. You will need to take careful steps to document your single-car accident in order to receive compensation for damage to your car or for bodily injury.  What Causes Single Car Accidents? Single-car accidents can be caused by any number of reasons, but one of the leading causes is driver negligence. This can be in the form of distracted...

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Common Colorado Insurance Claims for Fall

deer in the woods

The arrival of Fall brings cooler days and a collective excitement for the upcoming holidays. Unfortunately, the drop in temperature and festive hustle-and-bustle can also result in an increase in certain types of insurance claims. Knowing the most common types of insurance claims filed in the fall can help you protect yourself against seasonal risks.  Top 4 Fall Insurance Claims in Colorado 1. Water Damage Water damage from freezing pipes is one of the most common insurance claims filed in colder weather. Inspect your plumbing system and irrigation system for signs of damage and make repairs as soon as possible. Take steps to...

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How to Get Your Pipes Ready for Winter

frozen pipe downspout

Freezing pipes account for a significant percentage of homeowners insurance claims during the colder months. Preparing pipes for winter ahead of time can help you avoid the inconvenience and expense of repairs.  Are Frozen Pipes Covered by Homeowners Insurance? In many cases, yes, your homeowners insurance should cover the damage (minus your deductible) resulting from burst pipes. This scenario falls under “accidental water damage,” which is generally covered under the dwelling protection component of your policy.  That being said, there are a couple exceptions when your claim may be denied: Damage occurred due to lack of routine maintenance Just as with other areas of the...

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Open Door Motorcycle Accidents in Colorado

car with door open

Most of us don’t give much thought to opening our car doors when parked along a road. We might absent-mindedly glance into the side view mirror to check for any oncoming vehicles, then fling open the door and go about our business. But this simple act can have significant consequences for an unseen motorcyclist, who risks injury or even death as a result of the sudden obstacle.  When a motorcyclist crashes into the passenger or driver’s side door of a motor vehicle, it is called an “open door crash.” Open door crashes may also occur when a motorcyclist suddenly swerves to...

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