September 2022

Roth Group Law > 2022 > September

Learn the Different Types of Auto Insurance

auto insurance form with car keys

Most of us are aware that we need auto insurance, but knowing which option to choose can be complicated. There are several different types of car insurance, each with varying degrees of coverage. Researching the types of auto insurance before you buy will ensure you have the policy that best suits your needs.  Auto Insurance Types and Differences Liability Insurance In most states, liability insurance is a basic requirement in order to legally drive a car. This type of insurance covers damages to personal property and bodily injury as a result of an accident. An important aspect of liability insurance is that it typically...

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The Blind Spot: Who Is At Fault in an Accident

sideview mirror for checking blind spot

Blind spot accidents account for approximately 840,000 accidents and 300 deaths every year. These types of accidents occur for various reasons and in a wide variety of circumstances but, in essence a blind spot accident occurs because one driver did not see another. Who, then, is at fault in such a situation? Is it the driver who failed to see the other vehicle, or is it the driver who knowingly or unknowingly entered the other car’s blind spot?  The answer to this question is not always straightforward. Generally speaking, the person who did not have the right of way at the...

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Does Auto Insurance Cover Car Theft?

thief attempting to break into vehicle at night

The state of Colorado has seen an alarming increase in the number of car thefts in recent years. In fact, as of 2022, it is the top state in the nation for auto theft, with over 24,000 cars already stolen in the first half of this year. If you or someone you know has been a victim of car theft, you may be wondering what to do next and if your vehicle’s insurance will reimburse you.  Why Is Car Theft on the Rise? The most likely reason that car theft is increasing is because it is more lucrative. Inflation and supply chain...

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Slip and Fall Lawsuit

woman falling down concrete steps

In the US, slip and fall accidents result in over 1 million visits to the emergency room annually. Injuries caused by these accidents can be severe, and they account for 85% of all fractures sustained by individuals over age 65. While many slip and fall accidents occur within our own homes, there are plenty of instances when they happen on someone else’s property as a result of negligence. In these cases, you have the right to pursue legal action in the form of a slip and fall lawsuit against the person(s) responsible.  What is Premises Liability? Slip and fall cases typically fall...

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