Examples of Bad Faith Insurance Tactics

Insurance form with red "rejected" stamp to indicate a bad faith insurance claim

Insurance companies are meant to provide peace of mind when the unthinkable happens. You pay your monthly premiums in good faith, assuming that your provider will fully assist you should you need to file a claim. Unfortunately, there are instances when insurance carriers may go out of their way to deny or delay a claim. These practices are known as “bad faith” tactics, and they are prosecutable by law. Read our examples of some of the more common bad faith insurance tactics to know what to watch out for. Common Bad Faith Insurance Examples No Reason Given for Denial Your insurance carrier must...

19 January

0 Comments

Sticky

Does Insurance Cover Roof Damage After a Snow Storm?

Posted by Heather Kleinman

in Roof Damage

Colorado is experiencing its first heavy snowfalls of the year, which means we will need to be on the lookout for vulnerable areas of the home-especially the roof. Snow, snow melt, and ice can all cause significant damage to the home if not addressed immediately. In the event you do notice an issue, you may be wondering: does insurance cover roof damage after a snow storm? Read our article to find out more. What Sorts of Damage Can Snow Cause to the Home? Snow and ice can wreak havoc on several areas of the home, depending on which spots were most affected....

12 January

0 Comments

Sticky

Proving Driver Fatigue After and Accident

Posted by Lindsay

in Car Accidents Category

man yawning experiencing driver fatigue in the car

Driver fatigue is one of the leading causes of motor vehicle accidents, especially among truck drivers. Drowsy driving was responsible for approximately 6400 deaths in 2021, as well as about 100,000 police-reported, non-fatal crashes and $12.5 million in financial losses. Despite these alarming statistics, proving driver fatigue after an accident can be complicated. A skilled attorney will help you form a case to demonstrate to both insurance and a jury that driver fatigue (and, therefore, negligence) directly contributed to the crash. How Does Driver Fatigue Cause Accidents? Drowsy driving can have an effect not dissimilar from alcohol. In fact, after a period...

08 January

0 Comments

Sticky

What is a Medical Lien?

Posted by Lindsay

in Car Accidents Category, Legal Advice, Personal Injury

After a serious personal injury or car accident, you may be in need of urgent medical care. Emergency services can be shockingly expensive: the average ER bill for the US in 2019 was around $1,150. If you need extensive treatment and imaging, this can add up to thousands or even tens of thousands of dollars more. You may be wondering how these medical bills are addressed in the case of a personal injury or motor vehicle accident. In most cases, your provider will enact what is known as a “medical lien.” What is a Medical Lien? If you do not have health...

04 January

0 Comments

Sticky

Proving Soft Tissue Injuries After a Car Accident

Posted by Lindsay

in MVA, Personal Injury

man cradling wrist that has apparently been sprained

Car accidents can result in a range of injuries, from whiplash to broken bones. In general, when you are injured in a collision, you will have medical documentation to support your diagnosis and the cost of treatment. This can then be used by your insurance adjuster to add to your settlement amount. In some cases, however, your injuries may be more difficult to prove. Proving soft tissue injuries after a car accident can be especially complicated, predominantly because they are not often detected on x-rays or other imaging. But soft tissue injuries can be just as debilitating as other injuries and...