25 January

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Examples of Bad Faith Insurance Tactics

Insurance form with red "rejected" stamp to indicate a bad faith insurance claim

Insurance companies are meant to provide peace of mind when the unthinkable happens. You pay your monthly premiums in good faith, assuming that your provider will fully assist you should you need to file a claim. Unfortunately, there are instances when insurance carriers may go out of their way to deny or delay a claim. These practices are known as “bad faith” tactics, and they are prosecutable by law. Read our examples of some of the more common bad faith insurance tactics to know what to watch out for. Common Bad Faith Insurance Examples No Reason Given for Denial Your insurance carrier must...

21 December

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Delivery Driver Slip and Fall Injuries

Posted by Lindsay

in Insurance Claim, Personal Injury

delivery driver with van filled with packages

What to Do If You Are Hurt Delivering Food or Packages These days, we rely on delivery drivers for just about everything, from groceries to takeout. These individuals spend a good amount of time both on the road and walking to and from homes where they drop off goods. This means they are more likely than most to be exposed to the elements, including rain, snow, or ice. These weather conditions can result in dangerous conditions that lead to slip and fall accidents for drivers who are out on their routes. Unfortunately, such accidents can cause serious injuries and even death....

13 December

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Avoid Burglaries During the Holidays

Posted by Lindsay

in Claims, Insurance Claim

burglar with crowbar peering into home window

Although burglaries are statistically more common during the summer, they also increase during the winter holidays. Along with many of us spending time away from our homes, we also tend to leave our gifts and valuables on full display-sometimes even with the windows open. This can be very enticing for a potential thief. Keep your home safe and avoid burglaries during the holidays by following a few easy steps. Deter Burglars During the Holidays Know the Statistics Start by knowing the statistics of when and how burglaries occur. This can help you take specific steps to protect your home. When Do Burglaries Happen? Most burglaries...

07 December

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Don’t Risk a DUI This New Year’s Eve

Posted by Heather Kleinman

in Insurance Claim, MVA

car keys next to empty beer glass to symbolize DUI

The Holiday Season is often synonymous with indulgent food and drink. Eggnog, champagne, mulled wine-the list of enticing and inebriating beverages goes on and on. It is no surprise, then, that we tend to drink more frequently and in greater amounts during the Holidays. This means that drunk driving poses a significant hazard for holiday party-goers. New Year's Eve is particularly risky, with as much as a 116% increase in the chance for a fatal accident due to drunk driving. The likelihood of receiving a DUI is also much higher on New Year’s, largely due to the fact that more...

02 December

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Podcast: What if I get hurt while skiing?

Posted by Heather Kleinman

in Podcast

Your rights and Colorado's Ski Safety Act The holidays are upon us, and ski season is here. Colorado's mountains call to tourists and locals alike. Every year people are hurt or even killed on Colorado's slopes. If you are hurt skiing at a resort what are your rights? By purchasing a lift ticket are you accepting the inherent risks associated with skiing? We discuss liability, insurance and the Colorado Ski Safety Act. We have a great article up about ski and snowboard accidents, and what to do if you are injured here! ...

28 November

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Snowmobile Accidents in Colorado

Posted by Heather Kleinman

in Insurance Claim, MVA

Along with skiing and snowboarding, snowmobiling is a popular winter pastime in Colorado. With proper training and driving conditions, operating a snowmobile can be a fun and safe activity. That being said, snowmobiles do pose a risk. These machines can weigh over 500 lbs, which means they have the potential to cause severe injury or even death if an accident occurs. Read our article to learn more about snowmobile accidents in Colorado and what to do if you or a loved one is injured. Colorado Law Regarding Snowmobiles Colorado sets strict regulations regarding snowmobile usage. In addition to registering the vehicle, all...

09 November

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Determining Fault in Rear End Accidents

Posted by Lindsay

in Car Accidents Category, Insurance Claim

Rear end accidents are some of the most common motor vehicle accidents. They can also be immensely destructive, causing property damage to multiple vehicles and/or bodily injury. You may be wondering how fault is determined in such an accident. Is it always the fault of the driver in the back, as insurance companies would have you believe? How can you be compensated if you accidentally rear ended someone and you feel they are partially at fault? Is the Rear Driver Always at Fault in Rear End Accidents? Drivers are expected to maintain a safe distance between themselves and the vehicle in front...

26 October

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Filing a Truck Accident Claim

Posted by Lindsay

in Insurance Claim, Truck Accidents

What to Expect During Your Trucking Accident Insurance Claim If you have been in a trucking accident, chances are the damages are significant. Your car may be totaled, and you may be dealing with personal injuries that require ongoing medical attention. As with other motor vehicle accidents, you will need to file an insurance claim to initiate the settlement process. However, the process will be somewhat different than other motor vehicle accident claims. Steps to Take After a Truck Accident File Your Truck Accident Claim With an Attorney This is where truck accident claims differ greatly from other accidents. Trucks and their drivers are...

14 September

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Does Auto Insurance Cover Car Theft?

Posted by Heather Kleinman

in Claims, Insurance Claim

thief attempting to break into vehicle at night

The state of Colorado has seen an alarming increase in the number of car thefts in recent years. In fact, as of 2022, it is the top state in the nation for auto theft, with over 24,000 cars already stolen in the first half of this year. If you or someone you know has been a victim of car theft, you may be wondering what to do next and if your vehicle’s insurance will reimburse you. Why Is Car Theft on the Rise? The most likely reason that car theft is increasing is because it is more lucrative. Inflation and supply chain...

25 August

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Single Car Accident Insurance Claims

Posted by Heather Kleinman

in Car Accidents Category, Insurance Claim

woman on phone after single car accident

The majority of car accidents involve at least two vehicles. However, there are times when only one car may be involved. These accidents, also called “single-car” accidents, occur for a variety of reasons and can be very difficult to prove on an insurance claim. You will need to take careful steps to document your single-car accident in order to receive compensation for damage to your car or for bodily injury. What Causes Single Car Accidents? Single-car accidents can be caused by any number of reasons, but one of the leading causes is driver negligence. This can be in the form of distracted...