Does Insurance Cover Roof Damage After a Snow Storm?

heavy snow on roof after a storm

Colorado is experiencing its first heavy snowfalls of the year, which means we will need to be on the lookout for vulnerable areas of the home-especially the roof. Snow, snow melt, and ice can all cause significant damage to the home if not addressed immediately. In the event you do notice an issue, you may be wondering: does insurance cover roof damage after a snow storm? Read our article to find out more.  What Sorts of Damage Can Snow Cause to the Home? Snow and ice can wreak havoc on several areas of the home, depending on which spots were most affected....

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5 Warning Signs Your Roof Needs Work

damaged asphalt shingles

Storm season is in full swing in Colorado. One of the top reasons insurance companies deny roofing claims is due to lack of routine maintenance, or “wear and tear.” Knowing how to spot when your roof needs repairs or replacing will help you avoid an unexpected denial on your hail damage claim. This is our list of 5 warning signs that your roof needs some work. Top Signs a Roof Is In Need of Repairs 1. The Roof is Old If your roof has exceeded its natural lifespan, it is time to replace it. If you do not know the exact age of...

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Why Is Hail So Destructive?

hand holding a large hailstone

How to Know When Hail Will Cause Damage Hail is very much a part of Colorado’s storm season, and it is the primary culprit in millions of dollars in insurance claims every year. To understand why hail is so destructive, it is useful to learn how and why it occurs in the first place. Reviewing the science of hail formation can also be helpful in predicting when it might happen next. What Is Hail? Hail is a kind of frozen precipitation that occurs during a thunderstorm. It begins as water droplets (rain) that are carried upwards by strong wind currents called “updrafts.” These...

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Common Roofing scams and How to Avoid Them

sign reads scam alert against sky back drop

Colorado’s storm season is rapidly approaching. In addition to preparing your home for physical damage and reviewing your insurance policy, you will also need to brace yourself for potential roofing scams.  Unfortunately, areas that have recently been hit by storms are prime targets for roofing scammers. Scams are also prevalent in areas with large senior populations or with older model homes. Being aware of some of the more common roofing scams can help you avoid becoming a victim.  Top 5 Roofing Scams   1. The Storm Chaser Immediately after a storm, national companies will often send hundreds of sales representatives to the most severely impacted...

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