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Frequently Asked Questions

In our experience at the Roth Group, we find that many of our clients have similar questions when beginning the legal process. The following is a list we have compiled of some of our most Frequently Asked Questions regarding what insurance and personal injury lawyers do, when you should get one, and what you can expect.

There are several instances involving insurance when you should contact an experienced attorney to help you. For example:
  • Your policy and benefits were not explained thoroughly by your insurance adjuster
  • Your claim was denied in part or in full without reasonable justification
  • Your claim was unnecessarily delayed or not investigated properly
  • Your insurance company deliberately attempted to prolong negotiations in order to go to trial
  • You did not receive your settlement in a timely manner in accordance with Colorado State Laws
There are other instances where you may be entitled to legal compensation for insurance companies acting in “bad faith.” You can learn more here. on
In cases involving personal injury, you will almost always want to contact an attorney to make sure you are treated fairly while you focus on recovery. This includes:
  • Bicycle Accidents
  • Dog Bites
  • Car Accidents
  • Truck Accidents
  • Traumatic Brain Injury
  • Drunk Driving Incidents
  • Premises Liability (you had an accident on someone else’s property)
  • Catastrophic Injury
  • Wrongful Death
  • Other instances when a party acted in a negligent manner which resulted in harm to another
Your initial consultation at Roth Group Law is always free. Once we accept a case, we operate on a “contingency fee” basis. This means that you are not expected to pay anything until we win your case. In other words: we don’t get paid until you do, plain and simple.
Lawyers are highly experienced in navigating the fine print that so often accompanies insurance claims. The filing process can be complicated and time-consuming, especially if you or a loved one are trying to address medical issues at the same time. Your lawyer can help you with a number of things to build your case, including:
  • Obtaining all necessary legal and medical documentation
  • Conducting a detailed investigation into your case, which often involves collecting and analyzing the following:
      Witness testimonies
      Police reports
      Video surveillance
      Doctor’s notes
      Medical bills
      Photographs
      Negotiating directly with the insurance company and/or attorneys
      Taking your case to trial and litigating on your behalf, when necessary
In the United States, anyone has the legal right to represent him or herself in court. This is most often done in small claims court, when there is somewhat less at stake and individuals may feel the cost of an attorney is not worth it. However, it is generally advisable that you seek some sort of counsel if you intend to appear before the court. Your lawyer will have far more comprehensive knowledge of what to expect and how to argue in your favor. Furthermore, representing yourself in a personal injury case may result in a far lower settlement. As a reminder, the attorneys at Roth Group Law work on a contingency fee basis. You will not pay anything unless we win your case, so there is no need to represent yourself based on financial situation.
There are several key questions you will want to ask when interviewing a personal injury or insurance attorney. You can start by asking:
  1. “What are your fees?”
    2. Ask your attorney what fees they charge. If they use a contingency fee system, ask what percentage they typically take from a settlement.
  2. “Have you won a case like mine before?”
    3. You want an attorney who has lots of experience dealing with and winning cases similar to yours.
  3. “What is my case worth?”
    4. If your attorney has dealt with cases like yours before, which is highly preferable, he or she should be able to give you a realistic settlement estimate.
  4. “How long will it take to resolve my case?”
    5. The length of a case depends on many factors. However, your attorney should be able to give you a ballpark estimate as to when you can expect resolution on your case.
  5. “How much time can you spend on my case?”
    6. Communicate your expectations regarding response times and hours spent on your case. If you feel a law office may be spread too thin to devote a reasonable amount of time to you, try elsewhere.
  6. “Are you willing to take my case to trial?”
    7. In the end, you will want an attorney who is ready and willing to go to trial for you. You will also want to ask about their success rates at trial with cases similar to yours.
When you begin your search for a personal injury lawyer or insurance claim lawyer, consider the following:
  1. Experience
    2. The last thing you need is a lawyer who is learning on the fly because they have never dealt with your kind of case before. Look for an attorney who has handled and won many cases that are similar to yours and whom you feel can competently negotiate on your behalf.
  2. Client Testimonials
    3. Look for a lawyer who has great client testimonials that feature words like “compassion,” “dedication,” and “professional.” In some cases, a potential lawyer may even have a few clients willing to talk to you in person about their experiences.
  3. Honesty and Communication Skills
    4. In the end, you will need an attorney you can talk to. The legal process should be built on trust and mutual understanding. Find someone with whom you feel you can be completely open and honest. In turn, your lawyer should be completely transparent with you about all aspects of your case, including any potential obstacles.
The top 5 locations for fatal car crashes in Colorado are: Denver, Colorado Springs, Aurora, Lakewood, and Loveland. These areas are statistically higher than all other areas.

Denver’s Top Personal Injury and Insurance Lawyer

David Roth specializes in cases related to insurance claims and coverage, as well as all aspects of personal injury. He has handled hundreds of cases with the utmost compassion and professionalism. If you are looking for an experienced Colorado personal injury lawyer, give our office a call to schedule your free consultation.

At Roth Group Law, our goal is to level the playing field between policyholders and their insurance companies. Colorado requires insurance companies to process claims in a timely manner with due research, good communication, and a fair settlement. We hold insurance companies accountable that fail to do this.