What To Do After A T Bone Accident

image of a t bone car accident

T-bone accidents, also known as side-impact collisions, occur when the front of one vehicle crashes into the side of another, forming a “T” shape. These crashes are particularly dangerous because the sides of the vehicles have less structural protection than the front and rear, making occupants more vulnerable to severe injuries. How Common Are T-Bone Accidents? T-bone accidents are a common type of car crash, accounting for about 25% of passenger vehicle occupant deaths in multi-vehicle crashes, according to the Insurance Institute for Highway Safety (IIHS). They frequently occur at intersections, where vehicles traveling perpendicular to each other are more likely to...

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When to Accept a First Settlement Offer

man and woman exchange insurance information after a car accident

Being involved in a car accident is a distressing experience, and dealing with insurance companies can add another layer of complexity to an already challenging situation. You may be eager to settle so you can pay down bills or just move on from the whole experience. But accepting the first offer from the other party’s insurance carrier is not always in your best interest. You may or may not be aware that you have the right to dispute the amount, and even seek legal assistance if the first offer is unfair. Let’s take a look at when it may be...

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Signs of Road Rage in Other Drivers

fist clenched against steering wheel to signify road rage

We’ve all experienced frustration while out on the road. Maybe someone is driving below the speed limit in the left lane, or you are cut off when trying to merge. But road rage takes this frustration to a new level. It describes overblown, aggressive, and potentially hazardous behaviors in response to the actions of another driver or drivers. According to the National Highway Traffic and Safety Administration, aggressive driving was a factor in 66 percent of traffic fatalities. Read our article to learn signs of road rage in another driver so you can stay safe and avoid being in an...

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The Blind Spot: Who Is At Fault in an Accident

sideview mirror for checking blind spot

Blind spot accidents account for approximately 840,000 accidents and 300 deaths every year. These types of accidents occur for various reasons and in a wide variety of circumstances but, in essence a blind spot accident occurs because one driver did not see another. Who, then, is at fault in such a situation? Is it the driver who failed to see the other vehicle, or is it the driver who knowingly or unknowingly entered the other car’s blind spot?  The answer to this question is not always straightforward. Generally speaking, the person who did not have the right of way at the...

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Common Colorado Insurance Claims for Fall

deer in the woods

The arrival of Fall brings cooler days and a collective excitement for the upcoming holidays. Unfortunately, the drop in temperature and festive hustle-and-bustle can also result in an increase in certain types of insurance claims. Knowing the most common types of insurance claims filed in the fall can help you protect yourself against seasonal risks.  Top 4 Fall Insurance Claims in Colorado 1. Water Damage Water damage from freezing pipes is one of the most common insurance claims filed in colder weather. Inspect your plumbing system and irrigation system for signs of damage and make repairs as soon as possible. Take steps to...

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Phantom Vehicle Insurance Claims

woman on phone looking at car damage

Automobiles that are responsible for causing accidents without making physical contact are known as “phantom” vehicles, and they pose a serious threat. Most drivers will, at some point, find themselves in a situation on the road where they are compelled to make a risky maneuver due to the recklessness of another driver. They may have to suddenly swerve to miss hitting another vehicle, slam on the brakes, or veer quickly to the shoulder in an attempt to avoid an accident.  Sometimes these maneuvers pay off and a serious accident is averted. Other times, the worst happens: a collision still occurs, and...

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7 Unusual Colorado Driving Laws You May Not Know

traffic light on green against blue sky

Certain traffic laws go without saying: stopping at a red light, yielding to pedestrians, wearing your seatbelt. Other laws may not be as well-known, however, and are frequently violated by drivers as a result. As strange as some of these rules may sound, they are still law in the state of Colorado. You can be held liable and even face jail time if you are found disobeying any of these laws, especially if an accident occurs as a result. Here are the top unusual Colorado driving laws that you may not know.  Lesser Known Traffic Rules in Colorado 1. You Cannot Buy...

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