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What Do Adjusters Do?

man with clipboard inspects property damage

Insurance companies employ adjusters to help facilitate the processing of a claim. Whether you are seeking reimbursement for home, auto, health, or life insurance, odds are you will be working directly or indirectly with an adjuster. In general, adjusters exist as a liaison between the policyholder and the insurer. The work of an adjuster can be broken down to accommodate various subtasks and specialties. We will take a look at three common types of adjusters and their typical responsibilities.  Company Adjuster A company adjuster is the most common type of adjuster. These individuals are employed by your insurance company to help process your...

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Understanding Bad Faith Insurance Claims

Policyholders pay insurance premiums under the impression that they will be reasonably assisted in the event they need to file a claim. They expect adequate coverage to pay for damages, and they assume they will be protected from any claims made against them by other individuals. In most cases, this is true. Insurance companies act in good faith, making reasonable pay-outs and negotiating in their policyholders best interests. Unfortunately, the opposite also happens. An insurance company may deny a claim without just cause, fail to communicate important matters, or offer a settlement that is far too low.  What is a Bad Faith...

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