Who is Responsible for Road Debris Damage?

road debris in the form of a fallen tree

Car accidents and damage caused by road debris are very common. A 2016 study by AAA found that road debris was a contributing factor in over 50,000 crashes a year. With numbers like that, many of us are bound to be involved in a debris-related accident at some point. But who is responsible for road debris damage to your car? Is it covered by insurance? And what counts as “road debris” in the first place? Keep reading to learn more.  What is Road Debris? Road debris can take many forms, from natural hazards to fallen cargo. It may be already in the...

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Most Common Insurance Claims for Summertime

motorized boat on a lake

Most of us look forward to summer with its warmer days, trips to the pool, and endless barbecues. Like any season, however, summer comes with inherent hazards that can lead to property damage or injury if you don’t take precautions. Certain insurance claims are much more common in the hotter months. Knowing what to look out for can help you avoid having to file one of these common summertime insurance claims and possibly deal with costly damage.  Top 5 Insurance Claims for Summer 1. Fires Outside the Home Summer is the time for grilling. Unfortunately, grills are also a huge fire hazard resulting...

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