Does Insurance Cover Roof Damage After a Snow Storm?

Colorado is experiencing its first heavy snowfalls of the year, which means we will need to be on the lookout for vulnerable areas of the home-especially the roof. Snow, snow melt, and ice can all cause significant damage to the home if not addressed immediately. In the event you do notice an issue, you may be wondering: does insurance cover roof damage after a snow storm? Read our article to find out more. What Sorts of Damage Can Snow Cause to the Home? Snow and ice can wreak havoc on several areas of the home, depending on which spots were most affected....

12 April

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Why Is Hail So Destructive?

Posted by Lindsay

in Insurance Claim, Roof Damage

How to Know When Hail Will Cause Damage Hail is very much a part of Colorado’s storm season, and it is the primary culprit in millions of dollars in insurance claims every year. To understand why hail is so destructive, it is useful to learn how and why it occurs in the first place. Reviewing the science of hail formation can also be helpful in predicting when it might happen next. What Is Hail? Hail is a kind of frozen precipitation that occurs during a thunderstorm. It begins as water droplets (rain) that are carried upwards by strong wind currents called “updrafts.” These...

06 April

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Common Roofing scams and How to Avoid Them

Posted by Lindsay

in Insurance Claim, Roof Damage

sign reads scam alert against sky back drop

Colorado’s storm season is rapidly approaching. In addition to preparing your home for physical damage and reviewing your insurance policy, you will also need to brace yourself for potential roofing scams. Unfortunately, areas that have recently been hit by storms are prime targets for roofing scammers. Scams are also prevalent in areas with large senior populations or with older model homes. Being aware of some of the more common roofing scams can help you avoid becoming a victim. Top 5 Roofing Scams 1. The Storm Chaser Immediately after a storm, national companies will often send hundreds of sales representatives to the most severely impacted...

29 March

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How to File a Roof Damage Claim

Posted by Lindsay

in Claims, Insurance Claim

Insurance Claims for Storm Damage If you have suffered damage to your roof from a recent storm, you will need to file a claim with your homeowners insurance company to receive funds for repairs or replacement. First, you will want to be sure there are no immediate hazards associated with the damage, such as fallen trees or downed electrical lines. Steps to File Roof Damage Claim Once you have established that the surroundings are safe, take the following steps to file an insurance claim: 1. Inspect the Damage Take photographs of any damage that has occurred to your roof, siding, windows, downspouts, etc. You can...

24 March

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How to Prepare for Storm Season in Colorado

Posted by Lindsay

in Insurance Claim

Colorado's Hail Season Begins in April Storm season in Colorado is one of the longest and most severe in the country. From about mid-April to mid-August, we are wracked by thunderstorms that can bring damaging winds, lightning, and hail. Hailstones, in particular, can cause significant damage to your property. Colorado's Front Range forms the heart of what is known to meteorologists as "Hail Alley." Along with Wyoming and Nebraska, we see an average of 7-9 days of hail per season. That may not seem like a lot, but it is significantly higher than the rest of the nation. In addition to having more...