Most Common Insurance Claims for Summertime

Most of us look forward to summer with its warmer days, trips to the pool, and endless barbecues. Like any season, however, summer comes with inherent hazards that can lead to property damage or injury if you don’t take precautions. Certain insurance claims are much more common in the hotter months. Knowing what to look out for can help you avoid having to file one of these common summertime insurance claims and possibly deal with costly damage. Top 5 Insurance Claims for Summer 1. Fires Outside the Home Summer is the time for grilling. Unfortunately, grills are also a huge fire hazard resulting...

12 April

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Why Is Hail So Destructive?

Posted by Lindsay

in Insurance Claim, Roof Damage

How to Know When Hail Will Cause Damage Hail is very much a part of Colorado’s storm season, and it is the primary culprit in millions of dollars in insurance claims every year. To understand why hail is so destructive, it is useful to learn how and why it occurs in the first place. Reviewing the science of hail formation can also be helpful in predicting when it might happen next. What Is Hail? Hail is a kind of frozen precipitation that occurs during a thunderstorm. It begins as water droplets (rain) that are carried upwards by strong wind currents called “updrafts.” These...

29 March

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How to File a Roof Damage Claim

Posted by Lindsay

in Claims, Insurance Claim

Insurance Claims for Storm Damage If you have suffered damage to your roof from a recent storm, you will need to file a claim with your homeowners insurance company to receive funds for repairs or replacement. First, you will want to be sure there are no immediate hazards associated with the damage, such as fallen trees or downed electrical lines. Steps to File Roof Damage Claim Once you have established that the surroundings are safe, take the following steps to file an insurance claim: 1. Inspect the Damage Take photographs of any damage that has occurred to your roof, siding, windows, downspouts, etc. You can...