Public Adjuster Vs Attorney For Property Damage Claims

If you received a settlement that is far too low, it may be time to hire a public adjuster for your property damage claim

WHAT IS A PUBLIC ADJUSTER?

When you file a claim insurance companies higher Independent Contractors to handle your claim. Public adjusters can be more impartial.

WHAT CAN A PUBLIC ADJUSTER DO?

Public adjusters are able to help with any part of your claim, including:

Explaining details of your policy to you

Assessing property damage

Estimating the cost of repairs

WHAT CAN A PUBLIC ADJUSTER DO?

A public adjuster is there to represent you in the claims process. They cannot force your insurance company to pay more.

WHEN SHOULD YOU HIRE A PUBLIC ADJUSTER?

If you feel your claim is being mishandled you will want to consult with a public adjuster. 

Specific scenarios might include:

You have received a low-ball settlement offer

Your adjuster communicates poorly or is confusing

You do not have time to file the claim yourself

...

MORE ABOUT PUBLIC ADJUSTERS

You will have to pay a public adjuster a percentage of your final settlement. This is usually somewhere between 10 and 20 percent of the final sum.

WHEN SHOULD YOU HIRE AN ATTORNEY?

If you have been working with a public adjuster and are still not making any progress with your insurance company, it might be time to hire an attorney.

In addition to facilitating negotiations and speeding the settlement process, an attorney may be necessary if:

Your claim was wrongfully denied in full or in part (a.k.a. a bad faith claim) ...

... Continued

Your insurance company was negligent in handling your claim

The claim was unnecessarily delayed

You received no explanation for why your claim was denied

PROPERTY DAMAGE ATTORNEYS IN COLORADO

Colorado law requires insurance carriers to investigate and pay valid claims in a reasonable amount of time.

PROPERTY DAMAGE ATTORNEYS IN COLORADO

The attorneys at Roth Milne are specialists in insurance claims, and we have helped hundreds of clients receive the settlement they deserve.

PROPERTY DAMAGE ATTORNEYS IN COLORADO

If you feel you have been treated unfairly by your insurance company, contact our office today for a free consultation.