Single-car accidents can be very difficult to prove on an insurance claim.
You will need to take careful steps to document your accident in order to receive compensation for damage.
The leading cause of single car accidents is driver negligence.
Insurance companies almost always find the driver at fault.
However, there are a few exceptions which may allow for damage coverage
If you swerve to miss another vehicle that is driving dangerously, you may be able to file a phantom car accident claim.
You will need to document everything very carefully!
Take photographs of the damage and do your best to remember the make and model of the vehicle that caused your accident.
File a police report as soon as possible!
If your accident was caused by hazardous road conditions, you may be able to file a claim.
Your state and local government are responsible for maintaining safe road conditions.
Vehicle manufacturers issue millions of recall notices every year due to the potential for defective parts
If your crash was caused by a defect in your car, you may be able to file a claim against the manufacturer.
Colorado law requires that an individual file a police report for any accident resulting in injury or property damage.
If you are uninjured and there is little or minimal damage to your vehicle, you do not need to file a police report.
You can do so by calling 911 or filling out an online form.
In Colorado, the form can be found on the Department of Motor Vehicles website.
Be aware that claims submitted there will not be investigated and are kept for records only.
Take the following steps to help build your case:
Talk to a Witness
Speak With an Attorney